Our Airtime Credit Service provides micro-loan options for customers when they run out of airtime or data. This allows them to either increase their data balance or top up on airtime credit, directly from their phones. Customers can simply send a request through IVR, USSD, SMS, Web or App, notifying IMS’s platform to establish the customer’s eligibility. Once we have determined this status, customers can select between the various loan credit options and immediately receive the airtime or data. The amount owed is then conveniently recovered on the customer’s next recharge.